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To start, the Citi Simplicity Card - No Late Fees Ever features an incredibly lengthy 21-month 0% intro APR on purchases and balance transfers — the longest 0% intro APR period we've seen!This makes it ideal for those who want to use the card for a big purchase or to transfer balances from another card(s) with high interest rates.We are not a Lender, we do not offer loans, we were a matching service to help find a lender for your financial situation.IMPORTANT: If you have been contacted by anyone claiming to be Personal Money Network or affiliated in any way with Personal Money Network, do not give out any personal information and follow the resources below or contact us for assistance.As long as the balance is paid off by the end of the period, these cards stack up against the best of the interest free finance or purchase loans you’d find on the high street - from furniture or electrical retailers for example.The watchwords here are ‘paid off’ though, and if you think it’s unlikely that you’d clear the debts even over two and a half years, you are probably better off seeking out the best long term low rate deal, currently But if your rewards of choice don’t need to be all about the money in your pocket and can be more specific, such as Nectar points or M&S vouchers, they can be worth more than the cash return on your credit card spending.The best way to do a credit card comparison is to decide what you want from the offer and work backwards.

While the card has a balance transfer fee of 3% of each balance transfer ( minimum), this fee is likely much lower than the interest you're paying on your current credit card, making a balance transfer to the Citi Simplicity Card - No Late Fees Ever does not charge late fees, which is ideal if you're someone who sometimes forget to pay on time.And yes, the females wear lock necklaces while the men wear keys.As the night unfolded, I began to realize this concept is quite genius!The go-to local matchmaker hosts regular Lock and Key parties that offer a space for matching that is as straightforward as it is creative.Upon arrival, women attendees get padlocks and men get keys.

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